💀 Days Until Broke Calculator

How to Use the Days Until Broke Calculator

Our Days Until Broke Calculator is a revolutionary budget tracking tool that shows you exactly when your money will run out. Unlike traditional budget calculators, this tool provides a visual calendar that shows your balance decreasing day by day, helping you make smarter spending decisions.

Why This Calculator is Different

• Visual Calendar - See your money drain day by day
• Exact Broke Date - Know precisely when you'll hit ₱0
• Allowance Tracking - Handles regular income (weekly, biweekly, monthly)
• Daily Adjustments - Update any day with actual spending
• Sustainability Check - Tells you if your budget is sustainable or if you're going broke
• Smart Recalculation - All future dates update when you adjust a day

Step-by-Step Guide

1. Enter Current Balance - How much money you have right now (e.g., ₱5,000)
2. Enter Daily Spending - Your average spending per day (e.g., ₱250)
3. Add Allowance (Optional) - If you get regular income, enter the amount and frequency
4. Click Calculate - See your results instantly
5. View Calendar - See your balance for the next 60 days
6. Adjust Daily - Click any day to update with actual spending

Understanding Your Results

Scenario 1: Going Broke 💀

If your daily spending exceeds your daily income, you'll see a "Days Until Broke" countdown. The calculator shows:

• Exact number of days until you hit ₱0
• The specific date you'll be broke
• Your daily net loss (spending minus income)
• A visual calendar with color-coded days

Scenario 2: Sustainable Budget ✅

If your daily income meets or exceeds your spending, you'll see a "Not Going Broke!" message with:

• Weekly/monthly savings amount
• Projected balance in 30 days
• Confirmation that your budget is sustainable

Calendar Color Codes

• Green (💚) - Safe balance (>₱2,000)
• Yellow (💛) - Warning zone (₱500-2,000)
• Red (❤️) - Danger zone (<₱500)
• Black (💀) - Broke (₱0 or negative)
• 💰 - Allowance received on this day

How to Adjust Daily Spending

The most powerful feature is daily adjustment. Here's how it works:

1. Click on any day in the calendar
2. Enter your actual balance for that day
3. Or use quick adjust buttons (Saved ₱50, Spent ₱100 extra, etc.)
4. Add notes about what happened (optional)
5. Save and watch all future dates recalculate automatically

Example: Going Broke Scenario

Example: Sustainable Budget

Tips for Better Budgeting

• 🎯 Track Daily - Update your actual spending every day for accuracy
• 💡 Reduce Unnecessary Spending - Cut ₱50/day to extend your budget by weeks
• 💰 Find Extra Income - Even ₱500/week can make you sustainable
• 📊 Use Categories - Track what you spend on (food, transport, entertainment)
• 🚨 Set Warnings - Know when you hit danger zones (below ₱1,000)

Frequently Asked Questions

Q: What if I have irregular income (freelance, gigs)?

A: Start with "No regular allowance" mode, then manually adjust days when you receive payments. The calculator will recalculate all future dates based on your actual balance.

Q: Can I track multiple allowances (parents + part-time job)?

A: Currently supports one regular allowance. For multiple sources, add them together (e.g., ₱1,000 from parents + ₱500 from job = ₱1,500 weekly allowance).

Q: How far ahead does the calendar show?

A: The calendar shows up to 60 days into the future, or until you go broke (whichever comes first).

Q: Is my data saved?

A: Yes! All data is saved in your browser's localStorage. You can close the page and come back anytime - your budget will still be there.

Q: Can I export or share my budget?

A: Yes! Click "Share My Budget" to generate a shareable image of your broke date or sustainable budget status.

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